On your side of the table.
We're an independent California mortgage broker. We don't work for a single bank — we shop dozens of lenders to find the loan that fits your life, and we explain every number along the way.
Built in 2009, for borrowers the big banks overlooked.
We started Fast Financial after watching too many qualified Californians — freelancers, founders, first-generation buyers, investors — get turned away by rigid, one-size-fits-all lending.
Seventeen years and $2.4 billion in funded loans later, the mission hasn't changed: match every borrower with the right program, show the math honestly, and move fast. No call centers, no jargon, no pressure.
Licensed, regulated, and accountable.
Fast Financial is a licensed California mortgage broker, regulated by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act.
Licensed people, not a phone tree.
Rated 4.9 by 1,243 California borrowers.
"They treated my freelance income like it was real income — because it is. First lender that actually listened."
"Refinanced and shaved seven years off our loan. Elena walked us through every line of the disclosure."
"Closed two DSCR loans with Marcus this year. He knows investor lending cold and never overpromises."
"First-time buyer, totally overwhelmed. They made the FHA path make sense and got us keys in Glendale."
"Sophie found a bank-statement program when three other brokers said no. Closed in 21 days."
"Honest about when NOT to refinance. That's how I knew I could trust them when the time was right."
Put a licensed broker in your corner.
Get your rate online, or schedule a no-pressure call with someone who'll actually pick up.